Certificate Rates
Prospective Dividend Rates as of 5/1/2024
Save to Win Certificate Special
| Term | Dividend Rate | APY¹ | Minimum Balance to Open |
|---|---|---|---|
| 12 Months | 3.93% | 4.00% | $25 |
Certificate Specials
| Term | Dividend Rate | APY* | Minimum Balance to Open |
|---|---|---|---|
| 5 Months | 5.08% | 5.20% | $500 |
| 11 Months | 5.08% | 5.20% | $500 |
| 23 Months | 3.93% | 4.00% | $500 |
Share Certificates and IRA Share Certificates - Account Balance of $500-$9,999.99
| Term | Dividend Rate | APY* | Minimum Balance to Open |
|---|---|---|---|
| 91 Days | 0.55% | 0.55% | $500 |
| 6 Months | 1.59% | 1.60% | $500 |
| 9 Months | 1.64% | 1.65% | $500 |
| 12 Months | 1.98% | 2.00% | $500 |
| 18 Months | 1.98% | 2.00% | $500 |
| 24 Months | 2.23% | 2.25% | $500 |
| 30 Months | 2.33% | 2.35% | $500 |
| 36 Months | 2.62% | 2.65% | $500 |
| 48 Months | 2.47% | 2.50% | $500 |
| 60 Months | 2.47% | 2.50% | $500 |
Share Certificates and IRA Share Certificates - Account Balance of $10,000-$49,999.99
| Term | Dividend Rate | APY* | Minimum Balance to Open |
|---|---|---|---|
| 91 Days | 0.55% | 0.55% | $500 |
| 6 Months | 1.59% | 1.60% | $500 |
| 9 Months | 1.64% | 1.65% | $500 |
| 12 Months | 1.98% | 2.00% | $500 |
| 18 Months | 1.98% | 2.00% | $500 |
| 24 Months | 2.23% | 2.25% | $500 |
| 30 Months | 2.33% | 2.35% | $500 |
| 36 Months | 2.62% | 2.65% | $500 |
| 48 Months | 2.47% | 2.50% | $500 |
| 60 Months | 2.47% | 2.50% | $500 |
Share Certificates and IRA Share Certificates - Account Balance of $50,000 and above
| Term | Dividend Rate | APY* | Minimum Balance to Open |
|---|---|---|---|
| 91 Days | 0.65% | 0.65% | $50,000 |
| 6 Months | 1.69% | 1.70% | $50,000 |
| 9 Months | 1.74% | 1.75% | $50,000 |
| 12 Months | 2.08% | 2.10% | $50,000 |
| 18 Months | 2.08% | 2.10% | $50,000 |
| 24 Months | 2.33% | 2.35% | $50,000 |
| 30 Months | 2.42% | 2.45% | $50,000 |
| 36 Months | 2.72% | 2.75% | $50,000 |
| 48 Months | 2.57% | 2.60% | $50,000 |
| 60 Months | 2.57% | 2.60% | $50,000 |
Early Withdrawal Penalties
| Term | Penalties |
|---|---|
| Less than 1 Year | 90 Days' Dividends |
| Terms of 1 year but less than 2 years | 180 Days' Dividends |
| Terms of 2 years but less than 3 years | 270 Days' Dividends |
| Terms of 3 years but less than 7 years | 365 Days' Dividends |
| 7 Years or Greater | 730 Days' Dividends |
*APY - Annual Percentage Yield. Rates and terms subject to change. Penalties assessed for early withdrawal. Fees may reduce earnings.
Qualified accounts insured up to $500,000. $250,000 in federal insurance provided by NCUA and an additional $250,000 in private insurance provided by ESI. See Truth in Savings, Important Account Information Brochure, and the Fee Schedule for more information. For more information call Member Services at: 317.916.7700 or 800.473.2328. Financial Center First Credit Union membership required
7101 East 56th Street | P.O. Box 26501
Indianapolis, IN 46226-0501
Indianapolis, IN 46226-0501
1.800.473.2328
Routing Number: 274073876
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