Personal Funds with a Personal Touch

The possibilities are endless – from planning for a major purchase to consolidating debt, enjoy competitive rates and the attention you deserve with a Personal Loan from Financial Center.

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Popular Perks with Personal Loans

Not only will you have the cash you need, you’ll enjoy these benefits:

• Fast Access to Funds – you’ll typically hear from a Loan Officer within one business day
• No Collateral Required – just a conversation, documentation, and credit check
• Endless Uses – from vacations to renovations, how you use it is up to you
• No Application or Origination Fees – making it easy and free to start now

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Personal Loan

The best way to borrow flexible funds with predictable payments
• Take advantage of a fixed interest rate and consistent monthly payments
• Borrow up to $20,000 with flexible terms
• Enjoy no annual fees, no maintenance fees, and no prepayment penalties

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Financing for Anything. Anytime. Anywhere.

Here are some of the most common ways members use these funds:

Because We’re A Credit Union

Where you bank matters, and because we’re a credit union, you’ll receive these extra benefits:

Competitive Loan Rates
With our not-for-profit status, you’ll notice competitive loan rates – making it easier to keep your hard-earned money in your pocket. It’s just one way we give back!

Local & Personalized Lending
At Financial Center, you’re never just another number. We provide a personal touch throughout the lending process and you can call, email, chat, or visit a real human any time you have questions. Plus, we’re in your neighborhood making local lending decisions.

Apply in 3 Simple Steps

We’ve made applying easy! Here are three easy steps to follow:

1. Submit your online application to get started. Have your government-issued ID and social security number handy.
2. We will contact you, typically within one business day, to discuss any documentation we need and answer your questions.
3. After reviewing your application, we will provide a decision on your loan or line of credit. You can receive the funds in as quickly as one business day, if approved.

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Frequently Asked Questions

We’re here to help – now or any time you need us! Contact us for guidance on your unique situation or explore these Frequently Asked Questions:

What even is a Personal Loan?
It is a one-time, fixed amount of money that is borrowed and then repaid with interest over a set period of time. If you need a large amount of cash upfront to make a large purchase or to cover a one-time expense, a loan may be the good option.

How can I access the funds from my loan?
Once approved, your funds can be added to your Financial Center account or delivered via a check. There are many ways to access these dollars including:
• Visit any of our locations or one of our shared branches
• Make a transfer or view your funds in online or mobile banking
• Stop by one of our nearly 5,000 nationwide ATMs

What are the rates for these loans?
You’ll find them here. We’re committed to providing members competitive rates!

Can I use a Personal Loan to pay off my credit card debt?
Yes! Personal loans are often used to consolidate high-interest credit card debt. This means the loan funds are used to pay off the outstanding balances on the credit cards, eliminating the need to pay the hefty interest rates many banks charge.

Instead, the goal is to acquire a personal loan with a lower interest rate, which can make payments more manageable and keep money in your wallet. Ready to save? You can always apply now!

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Personal Loan

All loans subject to credit approval. Subject to underwriting guidelines. Financial Center First Credit Union membership required.