Enjoy a Better Way to Pay
Every time you reach for your wallet, grab your Financial Center Visa® Credit Card to pay with confidence. No matter which card you choose, you’ll experience convenience and security — helping you pay smarter and safer.
With all of our credit cards, you’ll enjoy:
- Zero Liability: Enjoy the Visa® guarantee that if your card is lost, stolen, or compromised, you are not responsible for fraudulent uses
- Digital Wallet: Add your cards to Apple Pay, Google Pay, or Samsung Pay for faster checkouts
- Safety & Security: Your card is equipped with best-in-class features that keep you and your private information secure.
Elite Rewards Visa® Credit Card
The best card to earn competitive rewards
- Treat yourself to cash back, gift cards, flights, and more when redeeming points
- Enjoy a competitive APR on your balances
- Take advantage of no annual fee, no application fee, and a low minimum payment
Special Feature: With the Elite Rewards Card, you'll earn 1.50 points for every $1 spent, and once you accumulate at least 1,500 points you can redeem them for cash back, merchandise, gift cards, airline miles, and more. Learn more about UChoose rewards today!
Endeavor Visa® Credit Card
The best card if you plan to carry a monthly balance
- Save money with our lowest credit card variable APR
- Enjoy a low introductory rate on balance transfers
- Take advantage of no annual fee, no application fee, and a low minimum payment
Empower Secured Visa® Credit Card
The best card for establishing or rebuilding your credit
- Get started with a competitive and consistent fixed APR
- Pay with your card or mobile wallet for added convenience
- Manage your card with a low minimum payment and simple $50 annual fee
Additional Benefits & Resources
Helping you spend smarter is our goal, so here’s some additional benefits and resources:
Purchase Alerts: Enroll in Visa® Purchase Alerts and get a text or email whenever you pay with your credit card
Checkout: Check out securely online with fewer clicks when you enroll in Visa® Checkout, giving you the ability to pay in seconds
Payoff Calculator: Want to know what it’d take to make your balance zero? Use our Credit Card Payoff Calculator to plan ahead
Frequently Asked Questions
We’re here to help – now or any time you need us! Contact us for guidance on your unique situation or explore these Frequently Asked Questions:
Can I use my card in my digital wallet?
Of course! In fact, we encourage you to set up your Apple Pay, Google Pay, or Samsung Pay now to start paying with confidence and maximum security. Every time you use your digital wallet, a unique card number is generated, so your personal data is not shared with the merchant — protecting you and your finances. Get started today!
I already have a Financial Center Visa Credit Card. How can I request a limit increase?
Great! It’s easy to request a limit increase on our website. Simply click here and select the “Credit Limit Increase” button. We’ll get back to you soon!
I applied for a credit card online. What happens next?
We’re glad you applied! Typically, you’ll hear from us within 1-2 business days. You can expect a call or message from our Loan Specialists with additional follow-up questions or details.
I lost my card. What should I do?
Sorry about that! First, if you have the Financial Center Wallet app, you can remotely turn your card off to prevent it being used. You can also contact us for support in getting your missing card deactivated and a new card ordered.
I run a business. Do you have any cards for that?
Absolutely! We have a robust Business Lending Team that offers a wide variety of loans, credit cards, and even deposit products to help you save. Get in touch with an expert today.
What card is right for me? They all seem like good options!
We agree — it can be tough to choose between three great cards. Here’s what we’d recommend:
- Endeavor Visa® Credit Card: Often best for those who carry a monthly balance on their card, as it provides the lowest APR of our cards
- Elite Rewards Visa® Credit Card: Often best for those who pay their bill in full every month, as there is a slightly higher APR but the ability to earn rewards, such as cash back
- Empower Visa® Credit Card: Often best for those who are working to build or rebuild their credit, allowing you to have a fixed, predictable APR every month
Download Product Flyers
Want to print information about these products? Download PDF versions here:
All lines of credit subject to credit approval and underwriting guidelines. Financial Center First Credit Union membership required.
Indianapolis, IN 46226-0501
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