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*For BONUS points – No minimum loan balance required to open account or to receive bonus, no time limit on bonus Perks offer, bonus points rewarded within 15 days of account opening. Consumer loans include auto, non-real estate, personal loans and Flexline. Loan subject to underwriting guidelines. APR = Annual Percentage Rate. Loan and certificate rate adjustments excludes advertised specials. APY = Annual Percentage Yield. For VISA® Bonus points - No minimum loan balance required to open account or to receive bonus, no time limit on bonus Perks offer, bonus points rewarded within 15 days of account opening. Safe Deposit Boxes are only offered at Lawrence and Stop 11 locations. **Minimum opening deposit is $50. No minimum balance required. Free gift will be reported for tax purposes. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value. Cannot be combined with other offers or discounts.
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