Create a Healthier Workplace

Ready to put the well-being of your employees and their families front and center? Perfect. You’re in the right place.

Financial Center partners with businesses that offer high deductible health plans, providing your employees with Health Savings Accounts (HSAs). It’s the perfect way to encourage your team to save for those pesky out-of-pocket medical expenses.

Contact Jessica Hornaday to get started at jhornaday@fcfcu.com or 317.916.6195.

Health Savings Account

The best way for your team to save for health-related expenses

• Available to employees participating in a high-deductible health plan
• No setup or annual fees for employer
• Simple payroll deduction process for your HR team

A Healthy Investment in Your Team

While there are many benefits to saving for health-related needs, we’ll start here:

Tax Benefits: Contributions are tax-deferred, earnings grow tax-free, and distributions are not taxed when used to pay for qualified medical expenses.¹

Continuous Growth: Your employees can contribute up to the annual limit, then funds roll over from one year to the next – allowing them to continue growing your savings throughout their lifetime.

Countless Uses: Use funds for medical, dental, and vision expenses, health-related supplies, prescriptions, and so much more. There’s many possibilities!

The Perfect Financial Partner

We take your trust seriously. Financial Center partners with many employers to provide HSAs to their employees. Here’s what you’ll enjoy with us:

Costs You Nothing: Administration of the HSA program is free with payroll direct deposit and includes no setup, annual, or monthly fees for the employer.²

Onsite Support & Education: We’ll come to your location to discuss the account opening process with your employees and continue coming back to educate through free financial wellness workshops, as requested.

Efficient for Employees: Your team will have direct access to a dedicated HSA Specialist to answer questions anytime. Plus, we provide a self-guided investment option through Devenir to allow your team to accelerate their savings. As part of our partnership, we’ll even waive your employees’ first year annual fee for investment options.³ Your team will enjoy all the benefits, with just a low maintenance fee.

Starting with Us is Simple

Curious what it takes to get started? It’s as easy as one, two, three:

1. Initial Meeting: We’ll get to know each other and find the right solutions for you.
2. Sign Agreement: You’ll sign a custodial agreement to officially partner with us.
3. Data Collection: Once we receive the necessary data… you’re ready to go!

Introducing Your HSA Team

Download Product Flyers

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Health Savings Accounts for Employees

1) For specific tax advice, please consult a qualified tax professional. 2) While there are no fees for the employer, the employer can elect to absorb the low monthly maintenance fee on behalf of their employees. Contact us for more information on this process. 3) Devenir LLC, is a registered investment adviser chosen by Financial Center First Credit Union to research and select the Financial Center First Credit Union HSA Investment Account mutual fund investment options. Devenir’s investment selection methodology screens the plan’s mutual fund options on a number of criteria, which includes, but is not limited to, total fund performance, category ranking by Morningstar and track record. Devenir periodically reviews and may recommend changes in the group of mutual funds available in the Financial Center First Credit Union HSA Investment Account if a particular fund no longer meets Devenir’s investment selection criteria. You will not be given separate notice of these changes; however changes to the fund line-up will be reflected on the investment website and on the following quarterly worksheet. Devenir is also the HSA plan record keeper providing access to the investment options through the investment portal. Investments are not guaranteed or insured and may lose value, including the loss of principal. Please consult your tax advisor for information about how investments may affect you.