Savings Solutions to Elevate Your Earnings
Whether your savings goals are short-term, long-term, or somewhere in between, we're committed to helping you put money aside for what’s ahead with a comprehensive suite of savings solutions.
Popular Benefits of all Savings Accounts
With all savings products, you’ll have peace of mind and enjoy:
- Increased Confidence knowing your funds are federally insured by the National Credit Union Administration (NCUA), up to $250,000
- Enhanced Security with Excess Share Insurance, covering an additional $250,000 beyond the standard NCUA insurance
- Trusted Advice from our experienced financial experts, here to guide you to save smarter
- Convenient Access to your cash at 5,000+ shared branches and thousands of nationwide ATMs
Savings Accounts
The best way to activate your membership and save
- Start here by establishing an account to save for the unexpected or large expenses
- Access your cash any time, for any reason
- Quickly view your balances and make transfers in Online or Mobile banking
Certificates
The best way to guarantee your money grows
- Enjoy higher earnings, with competitive rates on your deposit
- Be confident in your returns, as your rate is locked-in for the entire term
- Explore a range of term options to find the right fit for your situation
It’s easy to get started. Simply give us a call, visit a location, or make an appointment to chat with a financial expert and get your certificate opened.
Money Markets
The best way to earn more while keeping funds easily accessible
- Take advantage of competitive rates with a minimum deposit of $1,000
- As your balance grows, your Annual Percentage Yield (APY) increases when you reach higher tiers
- Access your cash any time, for any reason
Additional Ways to Save
Save to Win Certificate
It’s your opportunity to have a guaranteed return, plus the chance to win even more cash through a related sweepstakes. For every $25 you deposit, you’ll earn a chance to win up to a $5,000 quarterly prize or monthly cash giveaway*. Learn more about this opportunity to both save and win today.
Club and Special Savings
Our Holiday Club Accounts help you save for that busy year-end shopping season. Your funds will be locked away until November 1 before being deposited in the account of your choosing.
With a Special Savings Account, you're limited to three withdrawals annually without a fee, holding you accountable to saving. It’s a great way to set aside funds for larger expenses.
Because We’re A Credit Union
Where you bank matters, and because we’re a credit union, you’ll receive these extra benefits:
Excess Share Insurance
We keep your money secure. In addition to your NCUA standard coverage of $250,000, we’ve partnered with Excess Share Insurance to provide an additional $250,000 on your deposits for a total of $500,000 in deposit coverage.
Personalized Service in Your Neighborhood
Tired of being treated like a number at your bank? We’re here for you, with many locations in Central Indiana where you can stop by and talk to us about anything, anytime.
Frequently Asked Questions
We’re here to help – now or any time you need us! Contact us for guidance on your unique situation or explore these Frequently Asked Questions:
How much should I save?
The best advice we have is… as much as possible. Our Financial Wellness team suggests starting with a goal to save three to six months of your expenses as an emergency fund. From there? Onward and upward!
As an existing member, how do I open an additional savings product?
We're here to support you! Certificates cannot be opened online, so contact us to open this product.
Why are the rates for Certificates so high?
Designed as a longer-term savings solution, it’s important to understand that your funds will be inaccessible during the term of your certificate. At the end of your term, you’ll have the option to place your funds in another certificate or pull them into a traditional savings account.
When can I access funds in my Holiday Club account?
With the Holiday Club account, your money becomes available on November 1, just before a busy shopping season. If you need to withdraw before the maturity date, there will be a fee.
What could I use a Special Savings account for?
It’s perfect for large annual expenses, such as taxes or insurance premiums. You can withdraw three times per year without a fee, so consider this option if you want to hideaway some cash for those inevitable expenses.
How much will I earn in APY from my savings?
As a not-for-profit, we’re committed to giving you higher rates on your deposits. Explore our current rates to learn how much you can earn.
What are the Save to Win Certificate Prizes?
With up to 10 entries per month, you could win:
- Financial Center – $100 monthly prize
- Participating Indiana Credit Unions – $25 to $5,000 monthly & quarterly prizes
- Participating USA Credit Unions – $25 to $5,000 monthly & quarterly prizes*
Download Product Flyers
Want to print information about these products? Download PDF versions here:
APY-Annual Percentage Yield.
Save to Win: Official account and prize entry rules and a complete list of frequently asked questions here.
Void where prohibited by law. View Financial Center's Official Rules. Financial Center First Credit Union membership required.
Indianapolis, IN 46226-0501
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