The Key to Your Next Vehicle
There's nothing quite like pulling out of the dealership in your shiny new ride. The feeling of excitement, reliability, and adventures to come. And with an Auto Loan from Financial Center, we help you experience that thrill every time you get behind the wheel.
Current Special Offer
Earn Up to a $600 Credit¹ with an Auto Loan Refinance
Warmer days and the open road are ahead! When you refinance your Auto Loan with Financial Center, you’ll earn up to a $600 credit¹. Plus, you’ll enjoy:
- Competitive Rates that put you in the driver’s seat
- Flexible Terms that adapt to your lifestyle and needs
- Fast Approvals that speed up your journey
So, why not start now? From now until June 30, take advantage of an Auto Loan refinance to potentially lower your monthly payment and drive away with a bonus credit!
With a new Auto Loan, Recreational Vehicle Loan, or Refinance, you’ll enjoy:
• Fewer Fees: No application fees, processing fees, or annual fees
• Quick Turnaround: Loans are typically completed in 1-2 business days
• Local Lending: Stop by and talk to us about your situation anytime
Hit the Gas with an Auto Loan
The best way to finance your shiny new ride
• Competitive rates that put you in the driver’s seat
• Flexible terms
• Options for both new and used vehicles
Expert Tip: Whether you’ve already identified your dream car or you’re simply interested in knowing what you can afford, get preapproved online . With a preapproval, you’ll walk into the dealership with confidence – knowing your rate and max loan amount.
Fuel Your Fun with a Recreational Vehicle Loan
The best way to finance your next outdoor adventure
• Get moving in an RV, ATV, boat, jet ski, motorcycle, or snowmobile
• Competitive rates and terms that fit your lifestyle
• Available for purchases or refinances
Get on the Road to Refinancing
The best way to save on vehicle loan payments
• Competitive rates that help lower your monthly payment
• Ability to shorten your loan term to pay less interest and pay off the loan faster
• Options for a lease buyout available
Because We’re A Credit Union
Where you bank matters, and because we’re a credit union, you’ll receive these extra benefits:
Enhanced Auto Loan Benefits
When you choose Financial Center, you can enroll in GAP Insurance, helping you cover the cost of an expensive accident, or Mechanical Repair Coverage, helping you get affordable maintenance on your vehicle. That’s just another benefit of securing your loan with us.
Competitive Loan Rates
With our not-for-profit status, you’ll notice competitive loan rates – making it easier to keep your hard-earned money in your pocket. It’s just one way we give back!
Frequently Asked Questions
We’re here to help – now or any time you need us! Contact Us for guidance on your unique situation or explore these Frequently Asked Questions:
What are your Auto Loan rates and how are they determined?
You’ll find our current rates here. Your rate will be determined based on various factors, including the year of the car you’re purchasing and your credit score.
What is the preapproval process?
You can apply online or visit a location to get started with this quick and easy process.
If you apply online, one of our Loan Specialists will reach out to you quickly to gather some additional information and answer your questions. Your preapproval is valid for 30 days, so test drive as many cars as you’d like before locking in your loan.
How do I pay my Auto Loan?
The easiest way is to set up re-occurring payments within Online Banking. Contact us if you need assistance getting started. Additional options include:
• Visit a banking center or shared branch
• Mail a check with your account number and instructions to Financial Center at: PO Box 26501 | Indianapolis, IN 46226
• Manually transfer monthly via online or mobile banking
What model years can I get a loan for?
We loan for cars with model years in the past ten years.
Considering something older? We offer High Mileage Auto Loans for cars more than ten years old or over 100,000 miles. Contact us to learn more.
What are the insurance requirements?
To keep you safe and secure, you must provide proof of insurance at the time of your auto loan origination and maintain this coverage throughout the term of your loan. If you chose to remove the insurance from your vehicle at any time, we would be required to place insurance on the loan.
To make things easy, you can always receive a free quote through our partners.
Where should I go to shop for a car?
You can get preapproved with Financial Center, then shop wherever you want! If you need suggestions, you’ll find a list of Dealer Partners in Central Indiana here.
How does GAP Insurance work?
Our Guaranteed Asset Protection (GAP) program can help cushion you and your family against sudden out-of-pocket expenses. GAP may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan, if your vehicle is deemed a total loss.
With GAP, you’ll pay a simple one-time fee for coverage. To make it easy, this can be financed into your loan and simply added to your monthly payment. Contact us to learn more.
Download Product Flyers
Want to print information about these products? Download PDF versions here:
All loans subject to credit approval. Subject to underwriting guidelines.
1) Auto Loan Refinance Offer: APR – Annual Percentage Rate. Offer available from April 1, 2024 – June 30, 2024. Auto Loans of $20,000.00 and below will receive a $200 credit to their loan balance. Auto Loans between $20,000.01 and $40,000.00 will receive a $400 credit to their loan balance. Auto loans greater than $40,000.01 will receive a $600 credit to their loan balance. To be eligible, application must be submitted by June 30, 2024. Financial Center must have a perfected lien within 60 days of loan closing. Incentive will be processed within 90 days of loan closing and verification of lien placement. Interest will accrue on full loan balance from time of funding. If a borrower pays off the loan prior to the credit being applied, the offer will be forfeited. Offer only valid on loans refinanced from other financial institutions. Existing Financial Center loans do not qualify. Subject to credit approval and underwriting guidelines. Other conditions or restrictions may apply. Offer subject to change without notice. Financial Center membership required.
Indianapolis, IN 46226-0501
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