No one likes to be taken for granted. No one likes to feel subservient to “the big guys.” Especially when it involves money. Your money. You know — the stuff you work really hard for, day in and day out.

Banks have brainwashed a lot of folks — making many of us think it’s a privilege to let them temporarily hold on to our money without offering much in return. Really small returns on savings. High interest rates on loans and credit cards. Expensive fees charged to maintain your account and also when you want to withdraw your money from an ATM.

Big banks are for-profit companies working for their stockholders. Unless you own stock in that bank, you’re just a customer — a person from whom the banks hope to profit. Fortunately, banks aren’t your only option. Credit unions are a great alternative — for a lot of reasons.

Be an owner, not just a customer.
Unlike banks, credit unions are not-for-profit cooperatives. Instead of stockholders, credit unions have members who are actually part-owners. All profits are returned to credit union members through lower fees and better interest rates. Plus, credit unions are community-focused with strong ties to the people and organizations they serve. Financial Center has been serving Central Indiana for 65 years. We’re proud to help improve the financial lives of our members with free educational seminars and workshops on a variety of financial topics. Last year, more than 3,000 people attended. We also partner with the Consul de Mexico in Indiana to help immigrants understand the U.S. banking system, support military families, and do our part to help ensure no one goes hungry in our community.

Get better interest rates and lower fees.
You’d be hard-pressed to find more favorable interest rates than those offered by a credit union. On everything. That means competitive interest on your savings accounts, lower interest rates on credit cards and loans — including auto, home, business and personal loans. Account fees are lower and often nonexistent. And the dreaded ATM fees are zero at surcharge-free ATMs. In 2017 alone, Financial Center provided $2,858,000 in direct financial benefits to its members through better interest rates and lower fees!

Enjoy exceptional customer service.
With credit unions, you aren’t just an account number. You’re a member of a tight-knit financial community. Staff members know you by name and are focused on helping you make the most of your money. Along with all the conveniences you expect from a bank — online and mobile banking, shared branching, ATMs, and more — Financial Center offers something extra. We’re committed to encouraging, educating and empowering people with the services, tools and know-how they need to improve their financial lives. That’s why we offer special second-chance products for individuals with less-than-perfect credit, in-house retirement planning, and insurance services — just a few of the ways we let our members know they matter.

Ready to be a co-owner, not just a customer? Open an account and let’s get started.